We'd like to make it easier for you to plan for your future. You may want to plan a holiday or you may wish to save up for your children's education. Whatever your plans, you need to know how much money you can afford to pay out each month to achieve them.

Use this simple 'budget planner' to work out how much you have spare every month.


Monthly Income

Your take home pay	£

Your partner's take home pay	£

Other Income	£

Total income	£



Monthly Expenses



Day to Day Expenses

Rent/Mortgage	£

Council Tax/service charge	£

Telephones/gas/electricity/water	£

Food/clothing	£

Alcohol/tobacco	£

TV licence	£

House Maintenance	£

Leisure

Recreation/entertainment	£

Holiday/travel	£

Travel & Car Expenses

Travelcard/parking permits	£

Petrol/car payments	£

Car insurance/road tax	£

Car Maintenance	£

Children

Child care	£

Education/School Fees	£

Insurance & Pension Premiums

Home/Contents Insurance	£
Life Assurance/critical illness/ Medical insurance	£
Pension premiums	£
Loans

Loans/Hire Purchase payments	£

Credit Cards/Store cards payments	£
Miscellaneous

Regular savings and investments	£

Cash spending	£
Other	£

Total Expenses	£



Disposable Income	£