When you buy or sell a house, there are a lot of costs that you need to factor in, including the deposit, stamp duty and estate agent fees. It is important that you understand these costs so that you can prepare for them. Understanding the costs will also help you decide what type of property you can afford, as the major costs depend on the property or mortgage value. Just answer the simple questions and the estimated costs of your move will be calculated and displayed below. You can print out this page for reference later. Only answer the first three questions.
Buying
	What is the purchase price of the property you are buying?	£
	What is the size of mortgage loan required?	£
Selling
	What is the selling price of your current property?	£
Approximate costs (based on 5% deposit and inclusive of VAT)
Buying
	Deposit of 5% (1)	£
	Stamp duty	£
Conveyancing costs (2)
	- Solicitor's Fees	£
	- Searches	£
	- Land Registry	£
	- Solicitor's Disbursements	£
Valuation and Surveys (3)
	- Lender's Valuation	£
	- Survey Fee	£
	Removals (4)	£
	Contingency	£
	TOTAL	£
Selling
	Solicitor's Fees (2)	£
	Estate Agency Fees at 2%	£
	Other	£
	TOTAL	£
	GRAND TOTAL	£
	(1) Deposits of between 5% and 10% will be required (2) These costs are from an online quote from www.fidler.co.uk on 21/06/01, based on a property purchase price of £75,000 and property selling price of £55,000 (3) These costs are based on Prudential Banking's fees which were correct on 10 September 2002 (4) This cost is based on moving from a property with 2 reception and 2 bedrooms, 20 miles away. It is the average of two quotes received from Brewer & Turnbull and Ambassador 5 Star Movers on 21/06/01 YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. A first charge over your property will be required.